Bank of Hodlers Airdrop + Good stacking platform


Bank of Hodlers aims to provide its users with a customer-centric banking solution leveraging blockchain. They intend to treat your cryptocurrencies as a separate asset class and offer services that ensure technologies based on the blockchain are usable as of today.
Bank of Hodlers is airdropping 100 BOH to new users. Create an account at Bank of Hodlers to receive the tokens. Also get 200 BOH for each referral and an extra 50 BOH if your referral invites another friend.



Visit the Bank of Hodlers registration page.
 Submit your details and sign up.
 Verify your mail and log in.
You will get 100 BOH tokens.
Also get 200 BOH for each referral and an extra 50 BOH if your referral invites another friend.


Information 
Value : 2$
Plateform: ETH
Ticker: BOH
Whitepaper: Download Whitepaper
Twitter: Link

Reddit: Link

What, then, would be a viable solution to ensure effective repayment of loans?
 The first step would be to ensure that the loan is collateralized. The loan would have to be collateralized against cryptocurrency assets. Assets in the form of cryptocurrencies would replace the funds going out of the company in the form of loans. The second step is pre-emptive in the sense that customers who don’t own the assets we’re looking for cannot avail our services. We realized that the collateralized system would enable us to give a far better user experience. It would allow us to be objective in the way we offer our services. The best sort of collateral we’re looking for are the ones where the price can be understood on a dynamic base, where we can understand their volatilities in terms of Loan to Asset Value (LAV). The items that are considered as collateral against loans are equities held in national or international exchanges, national or treasury bonds, and cryptocurrencies. In regards to equities and bonds, one would need to buy it while operating under stringent rules by the national centralized financial authority, where one can argue that these rules protect the customer- which is mostly true. This, however, defeats the purpose of what we set out to achieve. The only logical thing to offer is crypto-backed financial services. It still doesn’t solve for the decentralized approach that bitcoin was trying to foster. The next best thing for us is to distribute the firm’s profits amongst token holders, put out the transaction data on the public ledger of the tokens, facilitate these financial services through decentralized applications, and ensure that we aren’t the middlemen in any of these services. This is as close to Satoshi’s vision that can work without having to rely on any particular coin or currency becoming the ubiquitous international one.

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